I think we need to replace the Work-Earn-Spend culture with Work better-Earn better-Spend better culture. Let me explain-
Work Better - Knowing what should be done and what should be left alone is all important in determining your efficacy and efficiency at work.
Earn Better - Money is not the only thing we can hope to earn in life. Growth in our understanding & capability (of not just what is on the outside but also on our inside) is the more important earning we should aspire to as part of our work.
Spend Better- Acqusitive spending (and unbridled consumption) only adds dead weight. Making life burdensome. Spending with a purpose to make our own life and that around us more liberated is the better way.